Virgin Money switch to Nationwide

If your Virgin Money client has a straightforward mortgage case, such as a balance transfer, they may be able to switch to a Nationwide product transfer deal.

For requests involving additional borrowing or contract changes, use the standard Virgin Money product transfer process.

Use the Product Transfer Checker to confirm whether a Nationwide product will be available at maturity.

If your client switches to Nationwide, there will be no eligibility or affordability checks, and existing customer information will be pre-populated in Nationwide's secure online service.

Nationwide product transfer deals will have the same rates and fees as equivalent Virgin Money products, although some features may differ. Clients should read and understand their Nationwide Mortgage Offer before proceeding.

The standard Virgin Money procuration fee will be paid on product transfers to Nationwide.

Visit Virgin Money's Product Switching page to use the Product Transfer Checker and access the appropriate Virgin Money or Nationwide online switching service from 1 October 2026.

For support with product transfers, please contact your Virgin Money Business Development Manager.