News and insights

Explore key market trends, industry news, and exclusive insights from our economic updates, House Price Index and special reports.

Also, stay informed with our latest product and criteria updates, whether it's changes to lending policy, new product ranges, or rate changes.

Economic Update with Robert Gardner

On 2 July our Chief Economist, Robert Gardner, will be presenting our next live Economic Update. Fine out how to join the event and submit your questions.

Join the live Economic Update


Energy performance report

Published: 26 June 2026

Energy efficiency ratings are having a limited impact on owner-occupied house prices, despite an increased interest in going green.

See how EPCs affect value

Rate changes - 26 June 2026

Published: 25 June 2026

On 26 June 2026, we'll be making selected rate reductions across our new business and existing business product ranges.


See our latest rate changes

Number 1 in the market for mortgage growth

Published: May 2026

Together we've delivered another year of exceptional outcomes. And with your help we've made sure many more customers have a home.

What we've achieved together

More first time buyers are choosing 'fixer-uppers'

Published: 12 May 2026

Our latest research suggests that first time buyers are increasingly opting for cheaper properties needing renovation.

First time buyer research

Dedicated support for large loans

Published: 1 May 2026

We offer dedicated support for mortgage applications from £750,000 to £5 million, with upfront assessment by our Large Loans Underwriting team.

Support for large loans

UK house price growth picks up in March

Published: 1 April 2026

UK annual house price growth picked up to 2.2% in March, from 1.0% in February. Read our latest House Price Index to find out more.

Q1 House Price Index

Local area affordability report

Published: 23 March 2026

Read our latest local area affordability report to explore regional trends, changes to House Price to Earning Ratios and deposit challenges across the UK.

Read the special report

Extended higher loan-to-income options

Published: 3 February 2026

We've strengthened our support for those looking to move up the ladder or looking to borrow more on their current property.

Loan to income options

Housing affordability report - January 2026

Published: 23 January 2026

Improved conditions for first‑time buyers and key regional and occupational trends.

Housing affordability report

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