At the end of the deal period, all fixed and tracker rate mortgages will revert to our Standard Variable Rate - the fully flexible Standard Mortgage Rate (SMR) mortgage is currently 6.74% (variable). The SMR is uncapped.
Fixed and tracker rate mortgages are limited time offers and may be withdrawn at any time. The actual rate available will depend on your client's individual circumstances.
Benefits
Free standard valuations are available on all purchase, remortgage, and Further Advance products.
Cashback is paid per account and will be issued to customers within one month of mortgage completion, depending on the product selected.
Remortgage products
Our remortgage products include the cost of a standard valuation and a choice of:
- £500 cashback or
- free standard legal fees
For more about our product benefits, see our mortgage features.
*Maximum Loan To Value (LTV)
Products may not always be available at the maximum LTV shown above. Please check current lending limits LTVs as borrowing limits and restrictions may apply.
When submitting an application for lending greater than 85%, you can check our higher LTV lending page.
Maximum loan size refers to the aggregate of all loans. All applications are subject to eligibility criteria.
Fees and charges
Read all about the fees and charges that are associated with getting, changing or ending a mortgage.
Reserving a product before a rate change
To help secure the right product for your client ahead of a rate change, you can follow our process for both new business and rate switch applications by visiting our reserve a product page.