New Build

Dedicated New Build Support

If you need help with lending criteria for new build mortgage applications, you can talk to our dedicated New Build Support team. They’re on hand to answer your questions about:

  • New or urgent cases
  • Help with any technical enquiries
  • Half-year/year end support
  • Sites nearing exposure limits

The team’s available from 9.30am-6pm Mondays and 9am-6pm Tuesday-Friday (except bank holidays). Feel free to contact them on:

Tel: 0800 085 2245


Find out how we're committed to supporting the New Build market in our latest video update.

Watch our New Build Support video

New Build closed sites

Before you apply, please view our closed site/exposure list which shows which sites have been closed to Nationwide lending after being assessed by a valuer.

New Build closed site list

Maximum loan to value (LTV) for New Builds

Maximum loan to value (LTV) for New Builds
  Maximum LTV Maximum loan
New Build flats 75% LTV £1,000,000
New Build houses 80% LTV £1,000,000
85% LTV £750,000

Please ensure you check the product finder for the current rates.

How to key a New Build case

New Build applications can be submitted via NFI Online and MTE.

If you're submitting a Help to Buy application, you'll need to key the case as a Equity Share Loan. Download our Equity Share Loan keying guide for more help.

Following the launch of the new UKF Disclosure form, we're currently accepting both new and existing forms. If the existing form is used we'll also need the following information: Construction, Tenure Details, Warranty Type and Estate Charges. Please see our guidance for builders which you can share with your client’s builders.