• Customers transferring their existing residential mortgage from another lender to Nationwide
  • Customers wishing to take out a new mortgage on a mortgage free residential property that they own

Key product features for your clients:

  • Free standard valuation and a choice of FREE standard legal fees or £500 cashback
  • Day one remortgage
  • We lend up to 90% of the value of their home on a like-for-like remortgage and with additional borrowing
  • Offers valid for 180 days
  • 90 day product reservations
  • Products with free standard legals will benefit from an online tracking service available through Enact, with 81% of customers satisfied by our chosen free legals provider*
  • If your client is repaying a Help to Buy equity loan in full, we'll lend up to 90% LTV to help them
  • 10% overpayment allowance on fixed rate products
  • No ERCs on tracker products
  • Remortgage tolerance of up to £500 (NFI Online cases)

*Enact average customer satisfaction score during April-July 2019

Borrowing limits

Borrowing limits table
Loan purpose Maximum LTV
Remortgage like-for-like and with additional borrowing 90% LTV
Remortgage with additional mortgaged properties in the background (e.g. second property or buy to let property) 85% LTV
Remortgage for debt consolidation or paying off a second charge (including non Help to Buy equity loans) 80% LTV

You can also see a full breakdown of additional borrowing limits on our borrowing page.

Additional borrowing limits

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Remortgage information

More information relating to our remortgage benefits is below. If you can’t find the information you’re looking for, talk to our Business Development Advisers using Broker Chat.