Lending highlights from the full year results
- Record net lending £15.5 billion compared to £2.6 billion in 2024 (excludes Virgin Money)
- 12.9% market share compared to 12.3% in 2024 (excludes Virgin Money)
This years' results look a little different to previous, they highlight the performance of Nationwide Group - which now includes Virgin Money.
Together we helped more First Time Buyers than any other bank or building society
We are officially the first choice for First Time Buyers in the UK* and throughout the year with your support helped 120,000 First Time Buyers into their own home.
We are proud to have further enhanced our market leading propositions like Helping Hand, extended this year to support First Time Buyers borrow up to six times their income.
* CACI Ltd Mortgage Market database
Further enhanced our digital capability
Throughout the year we've continued to invest in digital capability. We deliver faster offers with at least 20% of applicants benefiting from automated income verification. Combined with expanded use of automated valuation models means increasing numbers of applicants are receiving mortgage offers within 20 minutes of starting their application.