Helping more first time buyers, nationwide.

Discover why your clients should choose Nationwide for their first mortgage, find help with applications, and learn how Helping Hand could boost their borrowing.

More choice for first time buyers.

First time buyers now have more options when purchasing a home. Your clients can access selected products priced to match our home mover range. This means they could benefit from a lower rate instead of cashback, across 2 and 5 year fixed rates, and 2 year tracker rates.

Helping Hand

Helping Hand could help your clients borrow up to six times their income when taking a 5 or 10 year fixed rate product.

Learn about Helping Hand

Product finder

Use our product finder to get the right first time buyer mortgage product for your clients.

Product finder

Affordability calculator

See how much your first time buyer clients could borrow.

Use our calculator

Why choose Nationwide?

Tick icon Homebuyer product range available up to 95% LTV
Tick icon £500 cashback available
Tick icon Helping Hand offers first time buyers an increased loan amount when taking a long term fixed rate product
Tick icon Further access to low deposit mortgages through our support of affordable housing schemes
Tick icon No standard valuation fees
Tick icon Help to Buy: ISAs accepted from any lender towards the property purchase price
Tick icon Fully portable products, helping your client to move again in the future.

Additional help with your first time buyer applications

Housing schemes

Help to Buy – Equity Loan support, Shared Ownership, Forces Help to Buy and other housing schemes could support your first time buyer clients.

See our Housing schemes

Packaging support

Read our range of packaging guides which could help you receive a quicker offer.

Go to our guides

First time buyer criteria and case support

First time buyer definition This will reveal additional content

Applicants who haven't held a mortgage in the last three years (this includes UK and non-UK mortgages).

All applicants to the mortgage need to be first time buyers to qualify for first time buyer products/discounts.

We need to underwrite some cases in more detail. To prevent delays for your clients, please see our key information for DIP refer cases.

First time buyer cashback eligibility This will reveal additional content

We'll only pay one £500 cashback per mortgage and this is payable to your client within one month of completion of the mortgage.
To qualify as a first time buyer your client must not have held a mortgage in the last three years. This includes UK and non-UK mortgages.
All applicants to the mortgage need to be first time buyers to qualify for first time buyer products or cashback.

Log into NFI Online

Are you ready to make an application or check your latest valuation information?

Go to NFI Online

Broker Chat

Speak to one of our experienced Business Development Advisers.

Take me to Broker Chat

Search our A-Z criteria

Our A-Z criteria may have the answer you're looking for.

View our A-Z criteria