New Build

Welcome to Nationwide's New Build hub, where you'll find information to support you and your New Build clients, including criteria and top tips. You can also download a summary of this information in our printable guide.

Different lenders will have varying criteria as to which properties sit under the definition of a New Build property.

At Nationwide, we define a 'New Build' as a property that has been built, converted or refurbished within the last two years, which has never been sold.

This includes

  • buying any properties off-plan
  • occupied or rented properties which are still in the ownership of the builder/developer or self-builder.

Why choose Nationwide?

At Nationwide, we want to do everything we can to support you and your clients to buy the perfect New Build home. Here’s a few ways we can help:

Deposit Unlock

Your first time buyers and home movers may be able to borrow between 90.01-95% LTV to purchase their New Build home.

Find out about Deposit Unlock

Green Reward

Green Reward cashback is payable on both New Build and Non New Build properties, provided they meet eligibility criteria.

More on Green Reward

Housing schemes

Help to Buy – Equity Loan support, Shared Ownership, Forces Help to Buy and other housing schemes can support your client.

Visit our Housing schemes page


We instruct your New Build valuation the day we receive your application. We offer free standard valuations on our products.

Our valuation processes


Find out about our process on construction, which includes criteria on traditional construction and cladding.

New Build construction page

Dedicated support

Our specialist New Build support teams and case owners are on hand to answer any of your New Build questions.

Get in touch

First Homes

First Homes are discounted market sale housing in England which has been developed by the government.

Learn more about First Homes

Offer validity

Offers are valid for 180 days, however we'll consider extending this by 45 days. If there are 30 days or less until the offer expires, request an offer extension here.

Request an offer extension

We've also gathered some useful information to further help you support your New Build clients.

New Build guide

Check out our New Build guide which includes the key areas when submitting a New Build case for your clients.

Download our New Build guide

New Homes Ombudsman

Read about the Government protection for New Build homebuyers with the New Homes Ombudsman.

Read more in our news story

Closed sites

Our site list shows sites that have reached their exposure limit and are closed to Nationwide lending.

View our site list

New Build criteria and case support

Building warranties

The developer will provide a guarantee to ensure the building has been constructed to a standard set by the warranty provider.

Read about our Building Warranty

Speed up your applications

Here’s a quick checklist with useful things to remember when submitting a New Build case.

Read our checklist

Dedicated support teams

We’ve got dedicated support teams on hand to answer your New Build queries.

See how we support you