Dedicated support for large loans

Specialist case support for mortgages of £750,000 to £5million, with early assessment to provide clarity sooner.

Accessing our dedicated support team

Through your Business Development Manager, you can access our Large Loan Underwriting team for upfront case assessment, helping provide more certainty earlier in the application journey.

We may be able to offer loans above £750,000 to £5million, where there is appropriate justification for:

  • Tick icon Affordability fails
  • Tick icon Purchasing a second property with Interest Only
  • Tick icon Income from sources that are generally unacceptable.

Submitting a case for large loans

If you have a suitable client for a large loan, you should follow the steps below:

  1. Check affordability

    Complete an affordability calculation to ensure it meets standard criteria.

  2. Contact your Business Development Manager (BDM)

    Your BDM will refer the case to the Large Loans Underwriting team for review.

  3. Underwriting review

    The Large Loan Underwriting team will consider any shortfall against standard affordability and whether any exceptions apply.

  4. Next steps confirmed

    Your BDM will confirm whether the case can proceed, how to key the DIP and what proof documents are required.

Find your BDM

Our expert BDMs are always on hand to support you when you need it.

BDM finder