Affordability calculator

Information:

In some specific cases, the calculator may not return an accurate results.

  • Remortgage or additional borrowing with debt consolidation: if your client has multiple credit cards that are not cleared monthly.
  • Additional borrowing: if your client has multiple mortgage accounts on different terms.

For these scenarios, you will get the best result by going straight to a Decision in Principle (DIP) in NFI Online (opens in a new window).

Like for like remortgage: When applying for a remortgage on a like for like basis, the calculator will return the affordable amount, subject to a maximum of the amount transferred from the existing lender plus £1,000.

For a thorough calculation of how much your client may be able to borrow, fill in the affordability calculator below.