We're reintroducing 95% LTV mortgages

From Thursday 20 May, we'll be launching our 95% LTV mortgage range which will be available to both first time buyers and new customers moving home.

Our new 95% LTV offering will consist of two and five-year fixed rates, as well as a two-year tracker product, all of which will come with various fee options. These products will not be part of the Government’s Mortgage Guarantee scheme and cannot be used in conjunction with our Helping Hand offering.

The 95% LTV range will also mirror the criteria currently applied at 90 per cent.

Full details of the changes below.

New customers moving home
Rate type LTV Product fee Rate
2 year fixed rate 90% - 95%
£1,499
3.49%
2 year fixed rate 90% - 95%
£999
3.69%
2 year fixed rate 90% - 95%
£0
3.84%
5 year fixed rate 90% - 95%
£1,499
3.79%
5 year fixed rate 90% - 95%
£999
3.89%
5 year fixed rate 90% - 95%
£0
3.99%
2 year tracker rate 90% - 95%
£1,499
3.59%
2 year tracker rate 90% - 95%
£999
3.79%
2 year tracker rate 90% - 95%
£0
3.94%

 

First time buyers
Rate type LTV Product fee Rate
2 year fixed rate 90% - 95%
£1,499
3.49%
2 year fixed rate 90% - 95%
£999
3.69%
2 year fixed rate 90% - 95%
£0
3.84%
5 year fixed rate 90% - 95%
£1,499
3.79%
5 year fixed rate 90% - 95%
£999
3.89%
5 year fixed rate 90% - 95%
£0
3.99%
2 year tracker rate 90% - 95%
£1,499
3.59%
2 year tracker rate 90% - 95%
£999
3.79%
2 year tracker rate 90% - 95%
£0
3.94%

 

Existing customers moving home
Rate type LTV Product fee Rate
2 year fixed rate 90% - 95%
£1,499
3.49%
5 year fixed rate 90% - 95%
£1,499
3.79%
2 year tracker rate 90% - 95%
£1,499
3.59%