Selected rate changes

From Wednesday 30 June, we're making changes to selected rates across our product ranges. 

  • House purchase and First time buyers - selected 2, 5 and 10 year fixed rates and 2 year trackers up to 95% LTV reduced by up to 0.35%.
  • House purchase and First time buyers Shared Equity - selected 2 and 5 year fixed rates up to 75% LTV reduced by up to 0.15%.
  • Remortgage- selected 2, 5 and 10 year fixed rates up to 85% LTV reduced by up to 0.15%.
  • Existing borrowers house purchase - selected 2, 5 and 10 year fixed and 2 year trackers up to 95% LTV reduced by up to 0.15%.
  • Existing borrowers house purchase Shared Equity - selected 2 and 5 year fixed up to 75% LTV reduced by up to 0.15%.
  • Switcher - selected 2, 3 and 5 year fixed rates up to 90% LTV reduced by up to 0.15%.
  • Additional borrowing - selected 2, 3 and 5 year fixed rates up to 85% LTV reduced by up to 0.15%.
  • Additional borrowing SAB - selected 2, 3 and 5 year fixed up to 85% LTV reduced by up to 0.15%.

Full details of the changes below.

House Purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£1,499
1.14% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£999
1.19% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£0
1.69% Reduced by 0.09%
2 year fixed rate 75.01% - 80%
£1,499
1.69% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£999
1.74% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£0
2.34% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£1,499
2.09% Reduced by 0.20%
2 year fixed rate 80.01% - 85%
£999
2.14% Reduced by 0.18%
2 year fixed rate 80.01% - 85%
£0
2.54% Reduced by 0.10%
2 year fixed rate 85.01% - 90%
£1,499
2.64% Reduced by 0.15%
2 year fixed rate 85.01% - 90%
£999
2.69% Reduced by 0.15%
2 year fixed rate 85.01% - 90%
£0
2.99% Reduced by 0.05%
2 year fixed rate 90.01% - 95%
£999
3.54% Reduced by 0.05%
2 year fixed rate 90.01% - 95%
£0
3.59% Reduced by 0.20%
5 year fixed rate 0% - 60%
£1,499
1.09% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
1.14% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£1,499
1.34% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£999
1.40% Reduced by 0.09%
5 year fixed rate 60.01% - 75%
£0
1.74% Reduced by 0.20%
5 year fixed rate 75.01% - 80%
£1,499
2.04% Reduced by 0.05%
5 year fixed rate 75.01% - 80%
£999
2.09% Reduced by 0.05%
5 year fixed rate 75.01% - 80%
£0
2.44% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£1,499
2.49% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£999
2.54% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£0
2.74% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£1,499
3.19% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£999
3.24% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£0
3.44% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£999
3.74% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£0
3.84% Reduced by 0.05%
10 year fixed rate 0% - 60%
£999
1.99% Reduced by 0.35%
10 year fixed rate 0% - 60%
£0
2.15% Reduced by 0.29%
2 year tracker rate 0% - 60%
£999
1.39% Reduced by 0.25%
2 year tracker rate 60.01% - 75%
£999
1.64% Reduced by 0.05%

First Time Buyers
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£1,499
1.24% Reduced by 0.06%
2 year fixed rate 60.01% - 75%
£999
1.29% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£0
1.74% Reduced by 0.10%
2 year fixed rate 75.01% - 80%
£1,499
1.79% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£999
1.84% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£0
2.39% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£1,499
2.14% Reduced by 0.15%
2 year fixed rate 80.01% - 85%
£999
2.19% Reduced by 0.15%
2 year fixed rate 80.01% - 85%
£0
2.69% Reduced by 0.10%
2 year fixed rate 85.01% - 90%
£1,499
2.74% Reduced by 0.10%
2 year fixed rate 85.01% - 90%
£999
2.79% Reduced by 0.10%
2 year fixed rate 85.01% - 90%
£0
3.04% Reduced by 0.10%
2 year fixed rate 90.01% - 95%
£0
3.64% Reduced by 0.15%
5 year fixed rate 0% - 60%
£0
1.44% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£1,499
1.39% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£999
1.44% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£0
1.79% Reduced by 0.15%
5 year fixed rate 75.01% - 80%
£999
2.14% Reduced by 0.05%
5 year fixed rate 75.01% - 80%
£0
2.44% Reduced by 0.15%
5 year fixed rate 80.01% - 85%
£1,499
2.54% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£999
2.59% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£1,499
3.19% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£999
3.24% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£0
3.49% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£999
3.74% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£0
3.84% Reduced by 0.05%
10 year fixed rate 0% - 60%
£999
1.99% Reduced by 0.35%
10 year fixed rate 0% - 60%
£0
2.19% Reduced by 0.25%
2 year tracker rate 0% - 60%
£999
1.39% Reduced by 0.25%
2 year tracker rate 60.01% - 75%
£999
1.64% Reduced by 0.05%

House purchase and First Time Buyers Shared Equity
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£999
1.44% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£0
1.89% Reduced by 0.10%
5 year fixed rate 0% - 60%
£999
1.54% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£999
1.69% Reduced by 0.15%

Remortgage
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£999
1.19% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£0
1.64% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£999
1.79% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£0
2.29% Reduced by 0.15%
2 year fixed rate 80.01% - 85%
£999
2.29% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£0
2.64% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.06%
5 year fixed rate 60.01% - 75%
£999
1.49% Reduced by 0.05%
5 year fixed rate 75.01% - 80%
£999
2.09% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.59% Reduced by 0.05%
10 year fixed rate 0% - 60%
£999
1.99% Reduced by 0.15%
10 year fixed rate 0% - 60%
£0
2.19% Reduced by 0.05%
10 year fixed rate 60.01% - 75%
£999
2.34% Reduced by 0.15%

Existing borrowers house purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£999
1.02% Reduced by 0.02%
2 year fixed rate 60.01% - 75%
£1,499
1.14% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£999
1.19% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£0
1.64% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£1,499
1.69% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£999
1.74% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£0
2.29% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£1,499
2.09% Reduced by 0.15%
2 year fixed rate 80.01% - 85%
£999
2.14% Reduced by 0.15%
2 year fixed rate 80.01% - 85%
£0
2.54% Reduced by 0.10%
2 year fixed rate 85.01% - 90%
£1,499
2.64% Reduced by 0.15%
2 year fixed rate 85.01% - 90%
£999
2.69% Reduced by 0.15%
2 year fixed rate 85.01% - 90%
£0
2.99% Reduced by 0.05%
2 year fixed rate 90.01% - 95%
£0
3.59% Reduced by 0.15%
5 year fixed rate 0% - 60%
£1,499
1.09% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
1.14% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£1,499
1.34% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£999
1.40% Reduced by 0.09%
5 year fixed rate 60.01% - 75%
£0
1.74% Reduced by 0.05%
5 year fixed rate 75.01% - 80%
£999
2.09% Reduced by 0.05%
5 year fixed rate 75.01% - 80%
£0
2.44% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£1,499
2.49% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.54% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£0
2.74% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£1,499
3.19% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£999
3.24% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£0
3.44% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£999
3.74% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£0
3.84% Reduced by 0.05%
10 year fixed rate 60.01% - 75%
£999
2.34% Reduced by 0.15%
2 year tracker rate 60.01% - 75%
£999
1.64% Reduced by 0.05%

Existing borrowers house purchase Shared Equity
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£999
1.44% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£0
1.89% Reduced by 0.10%
5 year fixed rate 0% - 60%
£999
1.54% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£999
1.69% Reduced by 0.15%

Rate Switch
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£0
1.24% Reduced by 0.04%
2 year fixed rate 60.01% - 75%
£999
1.14% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£999
1.69% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£0
2.29% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£999
2.09% Reduced by 0.15%
2 year fixed rate 80.01% - 85%
£0
2.54% Reduced by 0.10%
2 year fixed rate 85.01% - 90%
£999
2.64% Reduced by 0.15%
2 year fixed rate 85.01% - 90%
£0
2.99% Reduced by 0.05%
3 year fixed rate 0% - 60%
£999
1.09% Reduced by 0.05%
3 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.05%
3 year fixed rate 60.01% - 75%
£999
1.34% Reduced by 0.10%
3 year fixed rate 60.01% - 75%
£0
1.74% Reduced by 0.05%
3 year fixed rate 75.01% - 80%
£0
2.44% Reduced by 0.05%
3 year fixed rate 80.01% - 85%
£999
2.49% Reduced by 0.05%
3 year fixed rate 80.01% - 85%
£0
2.74% Reduced by 0.05%
3 year fixed rate 85.01% - 90%
£999
3.19% Reduced by 0.05%
3 year fixed rate 85.01% - 90%
£0
3.44% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
1.09% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£999
1.34% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£0
1.74% Reduced by 0.05%
5 year fixed rate 75.01% - 80%
£0
2.44% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.49% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£0
2.74% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£999
3.19% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£0
3.44% Reduced by 0.05%

Additional borrowing SAB
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£0
1.14% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£0
1.69% Reduced by 0.15%
2 year fixed rate 80.01% - 85%
£0
2.09% Reduced by 0.15%
3 year fixed rate 0% - 60%
£0
1.09% Reduced by 0.05%
3 year fixed rate 60.01% - 75%
£0
1.34% Reduced by 0.10%
3 year fixed rate 80.01% - 85%
£0
2.49% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.09% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£0
1.34% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£0
2.49% Reduced by 0.05%

Additional borrowing
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£0
1.24% Reduced by 0.04%
2 year fixed rate 60.01% - 75%
£999
1.14% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£999
1.69% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£0
2.29% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£999
2.09% Reduced by 0.15%
2 year fixed rate 80.01% - 85%
£0
2.54% Reduced by 0.10%
3 year fixed rate 0% - 60%
£999
1.09% Reduced by 0.05%
3 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.05%
3 year fixed rate 60.01% - 75%
£999
1.34% Reduced by 0.10%
3 year fixed rate 60.01% - 75%
£0
1.74% Reduced by 0.05%
3 year fixed rate 75.01% - 80%
£0
2.44% Reduced by 0.05%
3 year fixed rate 80.01% - 85%
£999
2.49% Reduced by 0.05%
3 year fixed rate 80.01% - 85%
£0
2.74% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
1.09% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£999
1.34% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£0
1.74% Reduced by 0.05%
5 year fixed rate 75.01% - 80%
£0
2.44% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.49% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£0
2.74% Reduced by 0.05%

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