Rate changes and product updates

From Tuesday 30 October, we're reducing selected fixed and tracker rates at 95% LTV by up to 0.50%.

Plus, we're increasing the maximum loan size at 95% LTV to £500,000 and increasing the maximum LTV for remortgaging with additional borrowing to 90% LTV*.

3 and 5 year fixed rate reductions

  • 3 year fixed rates at 95% LTV with a £999 and £0 fee reduced by 0.40% to 3.59% and 3.89% respectively.
  • 5 year fixed rates at 95% LTV with a £999 and £0 fee reduced by 0.40% to 3.74% and 3.94% respectively.

2 year tracker rate reductions

  • 2 year tracker rates at 95% LTV with a £999 and £0 fee reduced by 0.50% to 2.99% and 3.39% respectively.
*The maximum LTV will remain at 80% for debt consolidation and repaying non-Help to Buy second charges.

How to reserve existing products

New Business

You can reserve existing products through NFI Online and NFI MTE until 5:00pm Monday 29 October 2018. If a product fee is being paid upfront, please note that the product is not reserved until this fee has been paid.

Paper applications must be posted to the address below with a postmark no later than Monday 29 October 2018.

Northampton Service Centre (IPA)
Kings Park Road
Moulton Park
Northampton
NN3 6NW

Please note new products may not show on sourcing systems immediately.