Rate reductions and product withdrawals

Selected fixed, tracker and Equity Share rate reductions and product withdrawals

From Tuesday 31 October, we're reducing our fixed rates by up to 0.50%. We're also reducing rates across our tracker and Equity Share product range.

Fixed rate reductions

  • 2 year fixed rates across all LTV tiers reduced by up to 0.45%, starting from 1.29%
  • 3 year fixed rates across 60%, 75%, 80% and 90% LTV tiers reduced by up to 0.10%, starting from 1.59%
  • 5 year fixed rates across all LTV tiers reduced by up to 0.25%, starting from 1.79%
  • 10 year fixed rates across 60%, 75% and 80% LTV tiers reduced by up to 0.50%, starting from 2.49%

Tracker rate reductions

  • 2 year tracker rates up to 90% LTV reduced by up to 0.35%, with 95% LTV products reduced by 0.70%
  • 5 year tracker rates across 60% and 75% LTV tiers reduced by up to 0.20%

Equity Share fixed and tracker rate reductions

  • 2 year fixed rates across 60% and 75% LTV tiers reduced by up to 0.10%
  • 5 year fixed rates across 60% and 75% LTV tiers reduced by up to 0.25%
  • 2 year tracker rates across 60%, 75% and 80% LTV tiers reduced by up to 0.30%

We're also aligning our existing mortgage member rates, meaning Switcher and Existing Home Buyer rates will now be the same as those for new members. Existing mortgage members will continue to receive our £100 cashback offer.

And we're withdrawing the Family Deposit Mortgage (FDM) remortgage product range.


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