Selected rate changes

From Wednesday 10 August, we're making changes to some of our fixed and tracker rates.

2 year fixed rates (reduced by up to 0.10%)

  • 60% LTV rates with a £999 and £0 fee reduced by 0.10% to 1.49% and 1.89% respectively
  • 70% LTV rates with a £999 and £0 fee reduced by 0.10% to 1.59% and 1.99% respectively
  • 75% LTV rates with a £999 and £0 fee reduced by 0.10% to 1.64% and 2.04% respectively
  • 80% LTV rates with a £999 and £0 fee reduced by 0.05% to 1.74% and 2.14% respectively
  • 85% LTV rates with a £999 and £0 fee reduced by 0.10% to 1.79% and 2.19% respectively
  • 90% LTV rates with a £999 and £0 fee reduced by 0.10% to 2.39% and 2.79% respectively
  • 95% LTV rates with a £999 and £0 fee reduced by 0.10% to 3.79% and 4.19% respectively

3 year fixed rates (reduced by up to 0.15%)

  • 60% LTV rates with a £999 and £0 fee reduced by 0.15% to 1.79% and 2.09% respectively
  • 75% LTV rates with a £999 and £0 fee reduced by 0.15% to 2.04% and 2.34% respectively
  • 80% LTV rates with a £999 and £0 fee reduced by 0.15% to 2.24% and 2.54% respectively
  • 85% LTV rates with a £999 and £0 fee reduced by 0.15% to 2.39% and 2.69% respectively
  • 90% LTV rates with a £999 and £0 fee reduced by 0.15% to 2.84% and 3.14% respectively
  • 95% LTV rates with a £999 and £0 fee reduced by 0.10% to 4.29% and 4.59% respectively

5 year fixed rates (reduced by up to 0.20%)

  • 60% LTV rates with a £999 and £0 fee reduced by 0.05% to 2.14% and 2.34% respectively
  • 70% LTV rates with a £999 and £0 fee reduced by 0.05% to 2.44% and 2.64% respectively
  • 75% LTV rates with a £999 and £0 fee reduced by 0.10% to 2.44% and 2.64% respectively
  • 80% LTV rates with a £999 and £0 fee reduced by 0.10% to 2.54% and 2.74% respectively
  • 85% LTV rates with a £999 and £0 fee reduced by 0.20% to 2.79% and 2.99% respectively
  • 90% LTV rates with a £999 and £0 fee reduced by 0.10% to 3.19% and 3.39% respectively
  • 95% LTV rates with a £999 and £0 fee reduced by 0.10% to 4.59% and 4.79% respectively

10 year fixed rates (reduced by up to 0.20%)

  • 60% LTV rates with a £999 and £0 fee reduced by 0.20% to 2.79% and 2.89% respectively
  • 75% LTV rates with a £999 and £0 fee reduced by 0.10% to 3.19% and 3.29% respectively
  • 80% LTV rates with a £999 and £0 fee reduced by 0.15% to 3.39% and 3.49% respectively
  • 85% LTV rates with a £999 and £0 fee reduced by 0.05% to 3.74% and 3.84% respectively
  • 90% LTV rates with a £999 and £0 fee reduced by 0.20% to 3.99% and 4.09% respectively

2 year tracker rates

Our tracker rates are as follows:

  • 60% LTV rates with a £999 and £0 fee - 1.29% and 1.69% respectively
  • 70% LTV rates with a £999 and £0 fee - 1.39% and 1.79% respectively
  • 75% LTV rates with a £999 and £0 fee - 1.39% and 1.79% respectively
  • 80% LTV rates with a £999 and £0 fee - 1.49% and 1.89% respectively
  • 85% LTV rates with a £999 and £0 fee - 1.54% and 1.94% respectively
  • 90% LTV rates with a £999 and £0 fee - 2.14% and 2.54% respectively

Please note if the Bank of England base rate (BBR) is 0.00% or less during the tracker period, the rate your client will pay will be 0.00% plus the agreed set percentage above the BBR.

This means the rate your client pays will never go below 0.00% plus the additional rate of their tracker mortgage (this is known as the tracker floor).

Click here for more details on our tracker products.

Existing Nationwide tracker rate mortgage customers should refer to their original mortgage offer for details of their terms and conditions.

How to reserve existing products

You can reserve products through NFI Online or NFI MTE until 5.00pm Tuesday 9 August 2016.

Paper applications must be posted to the address below with a postmark no later than Tuesday 9 August 2016:
Northampton Service Centre (IPA)
Kings Park Road
Moulton Park
Northampton
NN3 6NW

Please note new products may not show on sourcing systems immediately.