Improvements to NFI Online and NFI MTE

We've listened to your feedback and as a result, we'll be making a number of enhancements to NFI Online and NFI MTE in the near future. We'll confirm the date in the coming weeks.

Porting Applications

For existing Nationwide borrowers wishing to port their current mortgage product, including the Base Mortgage Rate (BMR) and Standard Mortgage Rate (SMR), you'll be able to submit these through NFI Online.

Once this change has been made, access to our current eServices platform, that's used to produce a Porting KFI, will be removed.

Soon you'll also be able to submit the following application types via NFI Online and NFI MTE.

Restricted Resale Price

This is where a property is sold at a percentage below its open market value. Further information on our criteria will be available from our website nearer the time.

Genuine Bargain Price

This is where the property is knowingly being purchased at a price below the market value, for example, an inter-family sale. Further information on our criteria will be available from our website nearer the time.

Unencumbered Remortgages

When your client owns a mixture of mortgaged and unencumbered properties, you'll no longer need to submit these as a paper application.

EU Mortgage Credit Directive

We'll be making these changes alongside our implementation of the EU Mortgage Credit Directive (MCD). You can find more information about this on our dedicated webpage.


Help and Support

We'll provide you with further information about when these changes take effect and our approach to pipeline applications in the coming weeks.

If you have any questions regarding the changes, please contact your local BDM or your regional Dedicated Broker Support team through Broker Chat or on 0800 545 3131.