Changes to our application policy

Non-EEA Foreign National Applications.

As a result of changes to Government immigration rules, we have reviewed our policy and made a number of changes with effect from 13 July 2011 for applications from non-EEA foreign nationals who do not have indefinite leave to remain in the UK.

You can see the key changes below, or read our updated lending criteria available on our website from 13 July 2011.

  • The minimum deposit required has increased from 10% to 25%. Gifted deposits are not accepted.
  • Only applicants with Tier 1 (highly skilled workers) or Tier 2 (skilled workers with a job offer) will be accepted.
  • We've removed the requirement for applicants to have a work permit/visa with at least two years left to run until expiry.


Pipeline cases

If you've submitted a paper application already or we receive it by 5pm on 12 July 2011, the case will be processed on the existing policy. Paper applications should be faxed to 01604 852 879.

All applications received after this will need to be paper based and will be processed with the new policy rules.

If you've got any queries about this policy change you can call our Sales Support team on 0845 601 0763 or read our updated lending criteria available on our website from 13 July 2011.