A-Z of Lending Criteria by category

A B C D E F G H I J K L M N O P Q R S T UV W X Y Z

A

Affordability

How much can my client borrow?

Age

What are the minimum and maximum ages?
New and Exisiting Nationwide Borrowers

Applicants

Foreign Nationals
Number of applicants
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B

Builder Cashback/Deposits for Equity Share Loan Cases

Builder Cashback/Deposits
Source of deposit
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C

Commercial Usage

Part Commercial Properties
Flats Over Commercial Premises
Nationwide Commercial

Construction Types

Construction Types
Non Traditional Construction
Property and Construction
Traditional Construction
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D

Decision in Principle

Credit Referencing

Deposit

Builder Cashback/Deposits
Equity Share Loan Minimum Deposit
Forces Help to Buy Scheme
MOD Long Service Advance of Pay Scheme
Source of deposit
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E

Employment

Casual Employment
Employment Criteria
Fixed Term Contracts
Fixed Term Contracts/Self Employed for Tax Purposes
Probational Employment
Second Jobs
Sub Contractors

Equity Share Loan

Acceptable Equity Share Loan Holders
Builder Cashback/Deposits
Equity Share Loan Minimum Deposit
Equity Share Loan Schemes
Equity Share Loan Scheme Terms
Processing Equity Share Loan Applications
Unacceptable Equity Share Loan Holders
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F

Fees

Fees and Charges (Property Valuation)
Tariff of Charges

Fees and Early Repayment Charges

Early Repayment Charges
Early Repayment Charges (Portable Products)
Fees and charges

Flats

Blocks of Flats up to Five Storeys High
Coach House Flats
Duplex Properties
Flats Over Commercial Premises
Flats Over Five Storeys
Freehold Flats and Maisonettes (England, Wales, and Northern Ireland)
Lending for Flats
New Build Flats and Houses - Valuations
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G

Genuine Bargain price

Genuine Bargain Price
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H

Help to Buy (Equity Share Loan)

Help to Buy (Equity Share Loan)
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I

Income

Income Criteria
Proof of Income
Second Jobs
Sources of Acceptable Income
State Benefits Specifically for the Disabled
Tax Credits
Unacceptable Income
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L

Land

Properties with Large Acreage

Loan to Value

LTVs
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M

Mortgages for Existing Nationwide Borrowers

Mortgages for Existing Nationwide Borrowers
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O

Offers

How long are offers valid for?

Outgoings

Outgoings
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P

Porting

Existing borrowers moving and keeping their existing product

Product switch

Product switch
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Proofs

Accounts/Accounts Certificate
Proofs
Acceptable Proofs of Address
Acceptable Proofs of Name
Acceptable Proofs of Payment History
Acceptable Proofs of UK Residency

Property

Duplex Properties
Exempt Properties (Home Report Pack)
Type of Property
Schemes

Purpose of Loan

What Nationwide will lend for
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R

Remortgage Tolerance

Remortgage Tolerance

Repayment

Repayment LTV Limits

Restricted Resale

Restricted Resale Price
Restricted Resale Market

Right to Buy

Right to Buy Purchase
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S

Second Properties

Clients with Additional Properties
Second Property

Shared Ownership

Shared Ownership

Solicitors' Dual Representation

Solicitors' Dual Representation
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T

Tenure

Commonhold

Term

Term/Age
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U

Universal Credit

Universal Credit

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V

Valuations

Full Building Survey Report
Home Reports in Scotland (Single Surveys)
Homebuyer's Report
Instructing Valuations
Mortgage Valuation Report
Valuation Fees