Lending criteria A-Z

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

A

Acceptable Equity Share Loan Holders
Acceptable Income (Sources)
Acceptable Proofs of Address
Acceptable Proofs of Name
Acceptable Proofs of Payment History
Acceptable Proofs of UK Residency
Accounts/Accountants' Certificate
Additional Income
Additional Properties
Affordability
Age/Term


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B

Blocks of Flats Over Five Storeys
Bonus, Overtime and Commission
Borrowing Criteria
Borrowing in Retirement
Builder Cashback/Deposit


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C

Child Benefit/Child Tax Credit
Coach House Flats
Commercial (Part) Properties
Commonhold
Construction Types
Credit Scoring


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D

Deposits
Disability Benefits
Duplex Properties


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E

Early Repayment Charges
Early Repayment Charges (Portable Products)
Employment Criteria
England and Wales Minimum Leasehold Terms
Equity Share Loan Minimum Deposit
Equity Share Loan Scheme
Exempt Properties (Home Report Pack)
Expiry date for offers


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F

Fees and Charges (Property Valuation)
Fixed Term Contracts
Fixed Term Contracts/Self Employed for Tax Purposes
Flats over Commercial Premises
Flats over Five Storeys
Flats up to Five Storeys High
Forces Help to Buy Scheme
Foreign Nationals
Freehold Flats and Maisonettes
Full Building Survey Report


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G

General Criteria
Genuine Bargain Price


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H

Help to Buy (Equity Share Loan)
Help to Buy: ISA
HMRC Tax Assessment Forms
Home Improvement Purposes
Home Reports in Scotland (Single Surveys)
Homebuyer's Report
Home Report Pack Exemptions
How much can my client borrow?


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I

Identification proofs
Income Criteria
Income (Sources)
Instructing Valuations
Inter family sale


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J

Japanese Knotweed


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L

Large Acreage
Leasehold Terms
Lending for Flats
Lending into Retirement
Lending Terms - Equity Share Loan Scheme
Lending Terms - Minimum Deposit
Loan Purpose
LTVs


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M

Minimum Leasehold Terms (England and Wales)
Minimum Leasehold Terms (Northern Ireland)
Minimum Leasehold Terms (Scotland)
MOD Long Service Advance of Pay Scheme
Mortgages For Existing Nationwide Borrowers
Mortgage Term
Mortgage Valuation Report


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N

New Borrowers - Age/Term
New Build Flats & Houses - Valuations
Non Home Improvement Purposes
Non Traditional Construction
Northern Ireland Minimum Leasehold Terms
Number of Applicants


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O

Offers - How long are they valid for?
Outgoings


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P

Part Commercial Properties
Payment History Proofs
Porting
Probationary Employment
Processing Equity Share Loan Applications
Product switch
Proofs
Proofs of Address
Proofs of Name
Proofs of Payment History
Proofs of UK Residency
Properties with Large Acreage
Property and Construction
Purchase under value
Purposes of Loan


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R

Remortgage Tolerance
Rental Income
Restricted Resale Market
Restricted Resale Price
Retirement (borrowing in)
Retirement (lending into)
Right to Buy Purchase


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S

Schemes
Scotland Minimum Leasehold Terms
Second Jobs
Second Property
Self Employed
Shared Ownership
Single Survey - Scotland
Solicitors' Dual Representation
Sources of Acceptable Income
State Benefits Specifically for the Disabled
Sub Contractors


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T

Tenure
Tariff of Charges
Term (Mortgage)
Traditional Construction
Transcriptions
Type of Property


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U

Unacceptable Equity Share Loan Holders
Unacceptable Income
Universal Credit


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V

Valuation Report
Valuation Fees


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W

Wales and England Minimum Leasehold Terms
Working Tax Credit


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