Product highlights
5.74%
First Time Buyer: 3 Year Fixed
£495 Product fee
85% LTV, 3.0% ERC
3.49%
Home Buyer New: 1 Year Fixed
£495 Product fee
60% LTV, 2.0% ERC
4.17%
Remortgage: 2 Year Fixed
£995 Product fee
70% LTV, 3.0% ERC
Latest News
We have listened to your feedback and have reviewed our product range. From 4 March 2010 we'll be withdrawing House Purchase and First Time Buyer products with Free Legal Fees. To support first time buyers we still offer a range of products with a reduced product fee of £495.
House prices fell by 1.0% month-on-month in February, although the price decline may be explained by snowy weather and expiry of stamp duty holiday. It's too early to say whether February's drop is just a temporary blip or the start of a new trend.
From 4 March 2010 we will be making changes to how we calculate the amount that your client can borrow, taking a more personalised approach to assessing the amount we will lend. We'll also be making changes to mortgages into retirement, flexible features and renaming the reservation fee to product fee.
From 9 February 2010 we'll be amending the LTV tiers on a selection of mortgages, making our lowest rate on all mortgages, for all borrower types, now available up to 70% LTV. We'll also be reducing our 1 year fixed rate by 0.20% to 3.49% for all purchase clients up to 75% LTV.


