• Selected House Purchase, Free Legal options withdrawal - see below for details.
  • Criteria Changes to affordability and other areas - see below for more information.
  • Join our free to play Fantasy Football League at www.nfifootball.co.uk

Great rates and award winning service


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Product highlights

5.74%

First Time Buyer: 3 Year Fixed

£495 Product fee
85% LTV, 3.0% ERC

3.49%

Home Buyer New: 1 Year Fixed

£495 Product fee
60% LTV, 2.0% ERC

4.17%

Remortgage: 2 Year Fixed

£995 Product fee
70% LTV, 3.0% ERC

Latest News

New simplified product range
Released: 03.03.2010

We have listened to your feedback and have reviewed our product range. From 4 March 2010 we'll be withdrawing House Purchase and First Time Buyer products with Free Legal Fees. To support first time buyers we still offer a range of products with a reduced product fee of £495.

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House prices slip in the winter snow during February
Released: 26.02.2010

House prices fell by 1.0% month-on-month in February, although the price decline may be explained by snowy weather and expiry of stamp duty holiday. It's too early to say whether February's drop is just a temporary blip or the start of a new trend.

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Criteria Changes
Released: 02.03.2010

From 4 March 2010 we will be making changes to how we calculate the amount that your client can borrow, taking a more personalised approach to assessing the amount we will lend. We'll also be making changes to mortgages into retirement, flexible features and renaming the reservation fee to product fee.

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Further improvements to mortgage range - LTV tiers extended
Released: 08.02.2010

From 9 February 2010 we'll be amending the LTV tiers on a selection of mortgages, making our lowest rate on all mortgages, for all borrower types, now available up to 70% LTV. We'll also be reducing our 1 year fixed rate by 0.20% to 3.49% for all purchase clients up to 75% LTV.

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