Under FSA regulation, the generation of KFIs becomes an integral part of the mortgage sales process and as such it is vital that you know where to obtain a Nationwide KFI for any scheme. You can only get a KFI directly from ourselves if you have completed the two step registration process.
KFIs are available directly from Nationwide via:
NFI Online
Nationwide eTrading
Mortgage Trading Exchange (MTE)
KFI's can also be obtained by 'mortgage sourcing systems'. These are stand-alone KFIs, produced by the relevant sourcing company with no interaction from Nationwide.
Whilst we are working hard to deliver the Nationwide produced KFIs through NFI Online, eTrading and MTE, to cover the full range of product schemes, not all of these are currently available.
| Lending Schemes | How KFIs can be generated | |||
| NFI Online | MTE | eTrading | Sourcing System | |
| Main Purchase |  |
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| Remortgage | |
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| Shared Ownership | |
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| Right to Buy | |
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| Shared Equity/Key Worker | |
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| Further Advance | |
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| Third and Forth applicants | |
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| Portable products* | |
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*If you want to produce a KFI for a loan that is being ported to another property, this can be done as long as the loan to be ported has not already been redeemed. If the loan to be ported has already been redeemed please call NAC exceptions team on 0845 6093426.
For information on KFIs for porting a Tracker product please contact 0845 850 2852.
Most KFIs can be produced via our e trading platforms with the following exceptions:
- Non-simultaneous portable product (where the loan to be ported will be redeemed before a new mortgage account is opened)
- Porting if the mortgage term takes the applicant past 75 years old
- Porting of more than 4 accounts
Porting in these circumstances will require a manual KFI to be produced.
To obtain a KFI please complete the 
Intermediary Porting Request Form and submit as instructed. KFIs will be faxed or posted to you within 48 hours of receipt of the form if received by 3pm.
Forms received after 3pm will be treated as having been received by 8am the next working day.
For further information on porting please call 08456 093 422.
Base Mortgage Rate (BMR) for Porting
Nationwide's BMR is not available for new business and additional borrowing customers.
It will therefore only be available to existing Nationwide customers moving home who are already on the BMR and wish to port to their BMR product. They can only port across their existing balance and any additional borrowing required must be taken on a product other than the BMR Porting Only product.
Applications received on the BMR Porting Only Product that are not for existing customers who are porting their BMR on its existing balance will not be accepted and the application will be returned.
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